foreclosure philippines Served with a credit card lawsuit in Houston? Filing Bankruptcy May Get Rid of It for Good

If you've been "served" with a lawsuit by a Constable or private process server, come see us right away to discuss your options. If filing bankruptcy is your choice, as soon as either chapter 7 or chapter 13 is filed, an "automatic stay" or federal court injunction goes into effect as soon as a bankruptcy is filed, preventing the lawsuit from going forward, at least without permission from the Bankruptcy Court.

Don't wait, if you have been served with a lawsuit. Go see an attorney right away. If you delay, a "default judgment" may be entered against you. With a judgment, a creditor can seize your bank accounts and other non-exempt property.

If you have other options, we will discuss them with you when you come in. Some people have valid defenses to lawsuits, so it may be worthwhile to fight them. Others want to and are able to settle with the plaintiffs.

But if you don't have any other choice, bankruptcy may be the best option; it just depends on your circumstances. Even if you already have a judgment against you, it can likely still be stayed and the debt discharged in bankruptcy.

If you live in the Houston, Texas area or the surrounding counties including Fort Bend, Montgomery County, Galveston, Brazoria, and Austin Counties, call our office today at 713-772-8037 and tell us that you need an appointment. There is no charge for your first consultation with one of our attorneys. Visit http://jthomasblack.com for more information.

foreclosure philippines Served with a credit card lawsuit in Houston? Filing Bankruptcy May Get Rid of It for Good
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